
As a partner
Understanding your life journey, your dreams and objectives.
As a Coach
We use financial expertise to develop customised financial life plans.
As an Educator
To explain financial products and concepts in plain English.
What we do
We offer a holistic financial planning approach for individuals, families and businesses which includes:
- Personal Services
- Corporate Services
- Family Office
- Wealth Management
- Financial Planning
- Pre and Post Retirement Planning
- Investment Advice
- Investment Management (Local & Offshore)
- Forex Transfers
- Life Assurance (Including Life Cover, Disability Cover, Income Protection, Dread Disease)
- Estate Planning (Including Wills & Trusts)
- Tax Advice, Tax Returns, Tax Planning
- Medical Aid
- Succession Planning
- Buy Sell Agreements
- Key Man Assurance
- Group Life/Risk Schemes
- Corporate Retirement Annuities
- Retirement Funds
- Cash Management
- Deal Structuring
- Capital Raising & Mezzanine Finance
- Tax Planning, Management Accounts & Payroll Management
- Medical Aid Group Schemes
- Employee Benefits
- HR Management & Consulting
What we promise to our clients
We promise to offer you quality advice that at all times is in your best interest.
We promise to always offer you maximum value and efficient service at a competitive price.
We promise to honour the trust that you have placed in us, treating you fairly and engaging you in a transparent and professional manner.
We promise to keep our business model aligned with our clients interests, so that we can share a long and mutually beneficial partnership.
Financial Planning Process
The 6 steps to financial planning.
Introduction
consultation regarding your position
Gathering
data and setting your financial goals
Analysis
of your financial position
Life plan
regarding your finances
Implementation
of your plan
Reviewing
and adapting
What our clients have to say about our Absolut Wealth services:
I was introduced to Ryan in 2012. Since then, he has become a trusted friend, and not only a source of sound financial advice, but also for guidance on navigating the curveballs that life throws at you. I regard him to be a very stable and balanced individual, a trait that spills over into his work ethic. He always has his eye on the ball, as well as keeping his eye on the prize. I appreciate that Ryan got to know me and my unique circumstances in detail before making decisions on my financial planning.
My wife and I met Michael in 2004. As I had just retired from my senior corporate position we needed to ensure our financial affairs were in good order and future financial needs would be attended to in a professional manner. After meeting with Michael, we took on his recommendations and here we are, 12 years on, and extremely pleased with the decision we made, and of course the financial growth achieved. We find the entire Absolut Wealth team pleasant at all times and easy to work with. They are always courteous and helpful and thus easy to recommend to others. His advice has also been very sound and he has managed our financial future such that we are very pleased with the value he has added since our first meeting. We are very comfortable with his recommendations and after due consideration follow these.
I have been associated with Emmanuel Kritzas for over 10 years, and found his investment advice, with this knowledge of Equities, his support of long-term investment horizons, as well as the strategy of diversity to be of significant value to my retirement funding planning.
I have also found Emmanuel to be constantly up to date on current issues and has always proactively supplied impartial pertinent information relevant to the changing markets and investment dynamics.
Michael has been my financial advisor of the past 11 years. Throughout this period I can honestly say that he has consistently offered advice and guidance which has resulted in significantly higher than inflationary growth year on year. With his assistance my wife and I can look forward to our retirement in the safe knowledge that our investments are in good hands. Over the years we have grown to see Michael as not on a business partner, but more as a personal friend. I have no hesitation whatsoever in recommending Michael as your personal financial advisor.