Michael has been my financial advisor of the past 11 years. Throughout this period I can honestly say that he has consistently offered advice and guidance which has resulted in significantly higher than inflationary growth year on year. With his assistance my wife and I can look forward to our retirement in the safe knowledge that our investments are in good hands. Over the years we have grown to see Michael as not on a business partner, but more as a personal friend. I have no hesitation whatsoever in recommending Michael as your personal financial advisor.